This type of insurance is very essential for factories, warehouses and all other properties (commercial, manufacturing or residential), machinery, equipment, stocks such as merchandise, furniture and office/household equipment against the risk of Fire and Lightning.

The fire insurance coverage can be extended to include other perils such as Storms, Tempest, Flood, Rain Water, Bursting or overflowing of water Tanks & Apparatus, Earthquake, Volcanic Eruption, Hurricane, Subsidence, Vehicle Impact, Aircrafts, Explosion, Riots, Strikes, Civil Commotion, Malicious Damage, Glass Breakage and Theft due to forceful entry/exit (Burglary).

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Loss of Profit can also be insured for manufacturing business as a result of the occurrence of any of the perils insured under Fire and Allied Perils Insurance.


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